Unlocking
Boundless Opportunities
Disrupting Inefficient Markets
Traditional real estate has too many misaligned layers that chip away at the value of an asset. We combine data, analytics, and technology with decades of experience to build businesses that up-end inefficient markets. We have brought in-house all the services needed to buy, own, finance, lease, manage, and sell real estate. Technology is integrated throughout our vertically integrated firm to feed back business intelligence that guides our decision-making so that we can preserve more value for owners and residents – whether they are institutional investors or families looking to rent a home.
We feel a huge responsibility to our residents. We are providing something central to all of our customers’ lives, which is a place to call home.Drew FlahivePresident
Delivering Value
Residents
Our success centers around providing a high-quality home, delivering reliable maintenance and services, and earning the trust of our residents.
Investors
We value the trust our investors place in us, effectively stewarding their capital and providing transparency into our methods and results.
Communities
The effect of this investment and care ripples out into the surrounding neighborhood and community.
Evolving Our Platform
Amherst’s origins are rooted in a seemingly straight-forward, but ultimately complex question – how do you accurately price a portfolio of home loans?
Evolving Our Platform
Our playbook has been tried and tested across strategies and asset classes as we have built businesses in single-family residential, mortgage-backed securities, and commercial real estate lending. We continue to explore new strategies and asset classes so that we can achieve even greater impact for our investors, residents, and communities.
1993
Finding the Hard to Find
To accurately price one loan, we first needed to understand the entire market. We amassed hundreds of details on U.S. homes and borrowers to map relationships and predict behavior within the broader market context. Then, we scaled up our analytical infrastructure to efficiently assess the entire market and make real-time investment decisions.
2008
Navigating Crisis
The resulting data and analytics machine has allowed us to navigate risks and opportunities through changing market cycles. We were able to detect patterns in borrower behavior and housing fundamentals that would lead to the Great Financial Crisis in 2008-2009, ultimately steering clear of many issues and losses that plagued other mortgage market participants worldwide.
2012
Scaling the Hard to Scale
Emerging from the crisis, we anticipated that many Americans would need a single-family home in a good school district with the financial flexibility of a monthly rental payment instead of a 30-year mortgage. To meet this emerging demand, we began to buy and renovate homes and develop the in-house services needed to operate thousands of scattered-site single-family rentals across the U.S. As our residential portfolio and operations grew, we launched a commercial real estate lending business in 2016 to take advantage of market mispricing of risk by issuing transitional loans to creatively readapt existing assets.
Today
Charting New Paths
Our playbook has been tried and tested across strategies and asset classes as we have built businesses in single-family residential, mortgage-backed securities, and commercial real estate lending. We continue to explore new strategies and asset classes so that we can achieve even greater impact for our investors, residents, and communities.
Setting the Vision
Our leadership team’s collective expertise sets an ambitious vision for success and a clear path to achievement. With our global reach, including significant operations in India and Costa Rica, we are positioned to leverage diverse insights and opportunities to drive excellence.
We provide families with the choice of a high-quality home in a community of opportunity they otherwise might not be able to access. To do this right, we empower our employees to lead with a resident-first lens in everything we do.Jessica ThorsheimHead of Real Estate Management, SFR